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Commercial Loans Guidelines

We provide commercial loans for various purposes and opportunities nationwide. These options are available for borrowers who are looking for non-conventional financing or just miss bank qualifications. Rather you or your clients need a short-term bridge for a new purchase, refinance rehab, or a permanent loan for a partner buyout or repositioning, we have an option available for you.

Bridge Loans

  • Loan Amounts: $500,000- $20,000,000

  • Loan Terms: 12-36 months

  • LTV/CLTV: 75.00%

  • Interest Rate: starting at 8.50%

  • Lien Position: 1st and 2nd

  • Nationwide Lending (see exceptions)

  • Closing Time: Avg. 3 weeks

  • Property Types: Retail, Office, Mixed Use, Self Storage, Hospitality: Light Industrial, Large Multifamily.

  • Amortization: Interest Only

  • Purchase, Refinance, Rehab, Construction, Reposition, Value Add, Bailouts

  • Non-Recourse and Recourse Available

Term Loans

  • Loan Amounts: $200,000- $20,000,000

  • Loan Terms: 10-30 years

  • LTV: 75.00%

  • Interest Rate: Starting at 6.95%

  • Lien Position: 1st

  • Nationwide Lending (see exceptions)

  • Closing Time: Avg. 3-4 weeks

  • Property Types: Retail, Office, Mixed Use, Self Storage, Hospitality: Light Industrial.

  • Purchase, Refinance, Reposition, Partner Buyouts

  • Non-Recourse and Recourse Available

PREVIOUSLY FUNDED DEALS

Funded: $1,227,000

Permanent term loan multifamily refinance at 70% LTV in the Burleson/Greensboro NC market. Reserve for CAPEX included for potential value increase in the property.

Funded: $2,054,000

Flagged hospitality refinance in San Antonio TX. Short-term 12-month bridge at 70% LTV with extension options. Quick closing time.

Funded: $3,650,000

Flagged hospitality bridge Loan used to rebrand/reflagged for increased occupancy. 65% LTV with a 12-month term, no prepayment penalty.

Have a loan scenario? Submit your loan for pricing today!

Provide us with some simple information about your loan scenario and we'll get back to you with pricing details and a breakdown of loan terms. The typical turn time is 1 business day or less.

  • Peak Choice Capital
  • Residential Loans
  • Commercial Loans
  • About Us
  • Contact
  • FAQ's
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