We understand the business and know each borrower is unique which is why our approach works so well. We combine effeicnecy with flexiblity and we are well equipped with the tools to assist current and new borrowers with the real estate investment financing they need.
THE SIMPLE PROCESS
The goal from the beginning of the process and the entire way to closing is to make the process as easy as possible to assess our borrowers needs to the fullest and get our borrowers to the closing table quickly!
Simple and sweet is the way we like it and so is our fillable non-complex application process.
Our approvals are issued anywhere between the same day and 48 hours from the initial submission.
After approval, each deal is required to have an apprasial completed, title work, etc.
Generally closings take 2-4 weeks depending on the property and loan structure.
OUR NEW LINE OF MULTIFAMILY FINANCING!
Peak Choice Capital has an extensive line of multifamily financing suited for investors and property owners with various property sizes and qualifications. All programs are available nationwide with rates as low as 3.25% and up to 85% LTV. Funds available for purchase, refinance, and construction.
Streamline Multifamily (Small Balance)
Small balance, no income verification based financing. Loan amounts start at $250K+
STANDARD MULTIFAMILY (STABILIZED)
Loan Amounts from $1M-5M. Non-recourse, 20 year hybrid ARM, 5-10 year fixed rate period
LARGE BALANCE MULTIFAMILY
Loan amounts from 4.5M+. Non-recourse and assumable, no balloons. Terms up to 40 years
NON-OWNER RESIDENTIAL (PURCHASE AND REHAB)
SFR portfolio's, buy/hold rental properties from 1-4 units. Loan amounts start at $75K+ Rates start at 5.25%
SINGLE FAMILY INVESTMENT PROPERTY FINANCING
Our single family investment loans are tailored for both experience and beginner investors in need of financing for long term rentals and also fix and flip properties nationwide. Pre-qualification can't get any easier with our same day approval process. Call today for more information!
Purchase, rehab, refinance, & cash-out for business use allowed.
"Non owner occupied" single family residence properties (1-4 units).
Nationwide (Except: ND, NM, MN, SD, WY, and AK).
Our closings are generally 2-3 weeks for short term/fix & flips and long term rentals. Larger portfolio loans are generally 3- 4 weeks. Time table is strongly influenced by apprasial turnaround times.
For long term financing, 3-30 years. For short term financing, 12-36 months.
WE FINANCE SMALL BALANCE COMMERCIAL
Small balance commercial is where it all started with us and we offer unique financing structures from small balance to larger projects nationwide.
Loan amounts: $75K- $30MM. (Amounts will vary on property type and loan structure).
Office Buildings, Retail Property, Hospitality, Self Storage, Mixed Use, Single Tenant Properties and Owner User Commercial Properties.
We provide commercial loans on properties nationwide with a strong emphasis on top MSA locations.
Refinance, Cash-Out & Acquisitions.
Short Term Bridge Program
Short term Bridge: 6-36 months, Interest only amortization, No credit score minimum is required.
Long Term (Permanent Financing): 3-30 years. Interest rates starting at 5.50%. Recourse and non-recourse available. Credit Minimum 620+ required. (Lower scores considered in selective markets)
CHECK OUT SOME PAST CLOSINGS
People Love Us
"I hired [Peak Choice Capital] to help me with a commercial refinance loan and [they have] been very helpful, patient, and professional. [They] has been very responsive to my requests and questions and has provided referrals to other reputable professionals as needed. I highly recommend [Peak Choice Capital] as a trusted finance professional."
Marti Castle Warr
Owner, American Dream Solutions, LLC
[Peak Choice Capital] is very talented, knowledgeable and hardworking individual. [They] specializes in business property loans. [They] helped me secure two business property loans. [They are] linked with many good mortgage financing companies and can provide help in difficult financing situations. [They are] easily access-able and comes up with unique solutions to provide needed loan in a timely fashion.