Residential Investment Property Loans
Imagine missing out on lucrative opportunities because of restrictive loan requirements. 😓 It’s frustrating and can stall your investment growth. You deserve a simpler, more efficient solution. Introducing our Residential DSCR Loans! 🏡✨ Our loans are tailored for investors like you who need to purchase, refinance, or cash-out investment properties—from single-family homes to multifamily units. No personal income is needed. We focus solely on your property's ability to cash flow. Ready to maximize your investment potential without the hassle? Apply now and secure your Residential DSCR Loan today!
Rental- DSCR Loans
DSCR loans are used to purchase and refinance non-owner-occupied investment property. No personal income is required with these loans and underwriting is based on property value, rental income, and borrower credit scoring.
Loan Amounts: $75,000-$5,000,000
Term: 5/1 ARM, 30-Year Fixed
LTV: Up to 80.00%
Rates: Starting at 6.00%
Lien Position 1st and 2nd
Prepayment Penalty: 0-5 years
Credit Score Minimum: 620
Condotels allowed
Short-term rentals allowed
1-10 units are eligible.
- Nationwide Lending (see exceptions)
- Closing Time: Avg. 3 weeks
- Property Types: Single Family, Duplex, Triplex, Quadplex, and 5-10 unit multifamily
Bridge Loans + Fix & Flip
Our Bridge Loan + Fix and Flip product is built for rehab, cosmetic work, purchase, or refinance. New and experienced investors are welcome and eligible to apply. Very flexible terms and loan structures are available.
Loan Amounts: $75,000-$10,000,000
Term: 6-24 months
LTC (Loan to Cost): Up to 90.00%
Rates: Starting at 8.50%
Lien Position 1st
Prepayment Penalty: None
Credit Score Minimum: 620
Condotels allowed
Short-term rentals allowed
1-10 units are eligible.
- Nationwide Lending (see exceptions)
- Closing Time: Avg. 3 weeks
- Property Types: Single Family, Duplex, Triplex, Quadplex, and 5-20 unit multifamily
Previously Funded
Funded: $290,000
Proceeds were used to acquire a fourplex bridge loan in the Chicago area. Interest only with no prepayment penalty. 12-month term 70% LTC.
Funded: $465,000
2-4 unit residential investment in Northern NJ property closed under an LLC. The borrower used proceeds to refinance for cash-out and leveraged 75% LTV.
Funded: $108,750
Permanent residential loan on a single-family tenant-occupied property. 30-year fixed-term loan. The borrower closed a 2nd loan on another property using our funds.