Peak Choice Capital

Peak Choice Capital

Complete Loan Program Guide

Compare our full range of real estate investment financing options. Find the perfect loan program for your investment strategy.

Choose Your Financing Solution

Each loan program is designed for specific investment strategies and borrower profiles

Hard Money Loans
Fast Bridge Financing
8.5%+
Starting Rate
Up to 90%
Max LTV
6-24 months
Loan Terms
5-15 days
Closing Time

Perfect for fix-and-flip projects, auction purchases, and time-sensitive opportunities requiring fast closings.

  • Asset-based underwriting
  • No income verification
  • Interest-only payments available
  • Experienced investor friendly
Bridge Loans
Flexible Short-Term Financing
7.5%+
Starting Rate
Up to 80%
Max LTV
6-24 months
Loan Terms
2-3 weeks
Closing Time

Ideal for buy-before-sell strategies, portfolio expansion, and bridging financing gaps.

  • Cross-collateralization options
  • No prepayment penalties
  • Flexible payment structures
  • Multiple property financing
DSCR Loans
Cash Flow Based Lending
6.250%+
Starting Rate
Up to 80%
Max LTV
30 years
Loan Terms
3-4 weeks
Closing Time

Qualify based on property rental income. Perfect for rental property investors and portfolio builders.

  • No personal income verification
  • 1.0+ DSCR ratio required
  • No Ratio DSCR options available
  • Long-term amortization
Bank Statement Loans
Alternative Documentation
6.125%+
Starting Rate
Up to 80%
Max LTV
30 years
Loan Terms
3-4 weeks
Closing Time

For self-employed borrowers and business owners using bank statements instead of tax returns.

  • 12-24 months bank statements
  • Business or personal accounts
  • Self-employed friendly
  • Competitive rates
Asset Depletion Loans
Asset Based Qualification
7.25%+
Starting Rate
Up to 75%
Max LTV
30 years
Loan Terms
3-4 weeks
Closing Time

Use liquid assets to qualify for income. Perfect for high net worth investors with significant assets.

  • Liquid asset qualification
  • No employment verification
  • High net worth focused
  • Flexible underwriting
Commercial Bridge Loans
Commercial Real Estate
8.0%+
Starting Rate
Up to 75%
Max LTV
12-36 months
Loan Terms
2-4 weeks
Closing Time

Short-term financing for commercial real estate acquisitions, refinancing, and value-add projects.

  • Commercial properties
  • Value-add projects
  • Experienced sponsors
  • Flexible structures

Not Sure Which Program is Right for You?

Our lending specialists will help you choose the best financing option for your investment strategy